Teresa Hudson
Washington
Summary
Experienced Mortgage Loan Officer with expertise in credit analysis and mortgage compliance. Proficient in evaluating borrower creditworthiness and streamlining the loan process while effectively managing client relationships to ensure transparency, timely updates, and informed decision-making.
Overview
1
1
Certification
25
25
years of professional experience
Work History
Senior Mortgage Loan Originator
State Employees Credit Union
Washington
05.2001 - Current
- Evaluated borrower creditworthiness and financial history for loan approval.
- Reviewed borrower documentation for accuracy and completeness.
- Assessed the risk of each loan application and determined appropriate pricing structure.
- Completed prequalification letters for potential borrowers based on their income, assets and debt ratios.
- Educated clients on various mortgage products and rates available at the credit union.
- Managed client relationships, addressing concerns and providing timely updates.
- Informed customers of application deadlines, approvals and denials.
- Ensured that all customer inquiries were responded to promptly and professionally.
- Educated customers regarding actions and strategies for debt repayment.
Education
Some College (No Degree) - Business
Chocowinity High School
Chocowinity, NCSkills
- Loan origination
- Credit assessment
- Credit analysis skills
- Mortgage compliance
- FHA and VA loans
- Banking and finance expertise
- Salesforce proficiency
- Relationship management
- Multitasking capacity
- Communication skills
- Loan officer background
- Tax assessment knowledge
Certification
MLO License
Timeline
Senior Mortgage Loan Originator
State Employees Credit Union
05.2001 - Current
Some College (No Degree) - Business
Chocowinity High School