RYAN MCKINNON
WINSTON-SALEM,NC
Overview
11
11
years of professional experience
Work History
Sr. Mortgage Lender
NORTH CAROLINA STATE EMPLOYEES CREDIT UNION
01.2016 - Current
- Drove the entire loan origination process from initial application to final closing, ensuring meticulous follow-through on all critical milestones.
- Managed a dynamic and active loan pipeline, skillfully prioritizing files to maintain a consistent flow of closings while mitigation processing delays.
- Mastered a diverse product suite, including conventional, FHA, VA and portfolio loan programs, applying guidelines to find optimal client solutions.
- Conducted thorough risk assessments of borrower financial profiles, proactively identifying and resolving potential underwriting issues before formal submission.
- Expertly qualified prospective borrowers through comprehensive financial assessments and in-depth discussions of their long-term financial goals.
Resident Advisor
THE UNIVERSITY OF NORTH CAROLINA AT GREENSBORO
07.2014 - 05.2015
- Proactively mentored and advised a floor of 72 residents on academic and life experiences.
- Enforced university policies and insured safety of the residents within the residence hall.
- Developed, promoted, and conducted programs on diversity, personal development, academic success and financial responsibility.
- Facilitated connections and relationships between residents and co-workers while establishing a successful residence hall community.
- Educated, advised, and encouraged residents on available campus resources.
- Managed various administrative duties including room condition forms, maintenance requests, incident reports, and room transfers.
- Mediated and resolved situations of conflict between residents.
Education
B.A. - Psychology
UNIVERSITY OF NORTH CAROLINA AT GREENSBORO
GREENSBORO, NC12.2015
High School Diploma - undefined
MOUNT TABOR HIGH SCHOOL
WINSTON-SALEM, NC05.2011
Skills
- Documentation review
- Credit analysis
- Loan origination
- Loan processing
- Underwriting expertise
- Document analysis
- Document review
- Sales development
Timeline
Sr. Mortgage Lender
NORTH CAROLINA STATE EMPLOYEES CREDIT UNION
01.2016 - Current
Resident Advisor
THE UNIVERSITY OF NORTH CAROLINA AT GREENSBORO
07.2014 - 05.2015
High School Diploma - undefined
MOUNT TABOR HIGH SCHOOL
B.A. - Psychology
UNIVERSITY OF NORTH CAROLINA AT GREENSBORO