Roger Darbonne
Charlotte
Summary
Dynamic Risk Analytics Director at Wells Fargo, specializing in enterprise risk modeling and regulatory compliance. Demonstrated success in leading high-performing teams to create innovative risk solutions, improving decision-making through advanced data visualization. Acknowledged for spearheading strategic initiatives and cultivating talent development, achieving substantial operational efficiencies.
Overview
27
27
years of professional experience
Work History
Risk Analytics Director
Wells Fargo
Charlotte
03.2020 - Current
- Key leadership role within the Second Line of Defense, driving strategic alignment and implementation of enhanced Enterprise Risk Management framework (ERM). Including serving as a key liaison between ERM and first-line business units, ensuring proactive and effective risk oversight across the organization
- Lead a high-performing team of ten risk professionals, driving advanced analytics to support enterprise transformation and key strategic initiatives.
- Led the design and deployment of 75 enterprise-grade automated dashboard solutions, transforming risk reporting and operational insights across critical functions.
- Integrated data from multiple sources to create unified visualizations, enabling senior leadership to monitor KRIs, risk exposures, and operational risk trends with greater accuracy.
- Collaborated with senior executives to distill complex risk data into actionable insights for Board-level presentations, Risk Committees, and senior leadership.
- Reduced manual workload and reporting latency through dashboard-driven automation, accelerating delivery across key risk domains and enhancing executive decision-making.
- Led cross-functional partnerships to design and monitor scalable control systems, driving efficiency and mitigating operational risk.
- Conducted root cause analysis on control failures, implementing targeted remediation and process enhancements.
- Known for driving results, fostering talent development, and influencing change at all levels of the organization.
- Applied AI-powered analytics and automation tools to modernize risk reporting, enabling predictive insights, reducing manual effort, and accelerating executive-level decision support across enterprise functions.
Risk Manager- Liquidity Risk
Wells Fargo
Charlotte
10.2017 - 03.2020
- Contribute to the development of the liquidity management framework by delivering modelled analysis and reporting for senior management and strategic decision-making committees.
- Directed the development of liquidity management tools to enhance the bank’s overall liquidity framework, with a focus on stress testing methodologies and resiliency planning.
- Designed and implemented intraday liquidity monitoring capabilities and forward-looking cash flow forecasting, including the internal liquidity stress testing model.
- Led Treasury’s support for new business initiatives, conducting liquidity assessments to evaluate financial impact and strategic alignment.
- Monitored and reported compliance against Basel III liquidity standards, incorporating regulatory requirements such as Reg YY, OCC guidance, and Federal Reserve SR letters.
- Provided strategic planning and analytical insight into forecast adjustments, balance sheet dynamics, and risk exposure metrics.
- Managed a team of analysts responsible for aggregating data and preparing regulatory submissions (e.g., FR 2052a, Dodd-Frank 165(d)).
- Played an integral role in establishing governance controls and standards supporting the bank’s Resolution Planning program.
Treasury- Capital Risk Management
Wells Fargo
Charlotte
05.2014 - 10.2017
- Leadership position providing oversight and support for the Company’s internal capital adequacy assessment process (ICAAP), which includes company-wide capital stress testing. Provide senior-level project leadership and support for capital plan development (CCAR), and activities in the life cycle of capital adequacy.
- Led the design and management of the end-to-end process and financial analysis of individual line of business financial Stress Tests; including ongoing regulatory changes that impact overall capital requirements.
- Led the planning process and provided analytical support to explain in detail both baseline and stress forecast changes as well as downstream balance sheet and income statement impacts; risk exposure calculations; and ongoing capital requirements.
- Managed a team of professionals that consolidate, analyze and report overall results for required regulatory filings.
Senior Risk Manager - Finance
Ally Financial
Detroit
01.2007 - 01.2014
- Managed a team of 4 professionals responsible for multiple finance & risk functions, including credit loss forecasting and reserves, sensitivity impact analysis for capital stress testing.
- Responsible for generating credit loss forecasts of $500 million for owned and serviced loan portfolios. Conducted both recurring and ad-hoc analytics to identify change drivers in delinquency and credit loss trends, leading to the generation of credit loss forecasts for quarterly reserving and periodic capital stress testing exercises.
- Managed performance monitoring processes and reporting to provide insights into the performance of credit strategies, identifying unique risks and opportunities within the overall automotive lending portfolio. This involved collaboration with various operational groups to support acquisition, loss minimization, and collections strategies.
- Served as a subject matter expert guiding the implementation of complex consumer auto credit loss forecasting models and conducting sensitivity analysis related to capital stress testing and allowance for loan losses. This included an emphasis on the impact on balance sheet and income statements in accordance with regulatory guidance.
- Specified auto credit loss econometric modeling requirements, including macroeconomic variables, portfolio segmentation methodologies, operation boundaries, and performance measures. Worked within a risk management framework to estimate loan loss reserves based on current portfolio performance, including delinquency and credit loss trends.
Finance Manager
Flint Group, Inc.
Ann Arbor
01.2006 - 01.2007
- Accountable for corporate level budgeting, planning and financial forecasting for $2.9B manufacturing company.
- Provided oversight, analysis, and financial direction to seven operational divisions, including manufacturing operations and overall profitability.
- Developed and implemented entire budget and forecasting process for newly consolidated financial reporting system.
- Enhanced Executive Management financial reporting of variances and financial performance, resulting in more accurate tracking of budgets and financial forecasting.
Senior Finance Manager
Proquest Information & Learning
Ann Arbor
01.1999 - 01.2006
- Senior member of the management team and responsible for developing and implementing integrated product and partner strategies for overall ongoing financial management of division performance
- Spearheaded development of a new process for potential acquisition candidates and financial portfolio expansion through enhanced modeling and improved valuation techniques to prevent “overpayment” against market pricing.
- Generated pro-forma P&L’s and other financial ROI models to provide better forecasting and strategic investment evaluation.
- Created an annual operating plan of improving timeliness and transparency of information reported to senior level management, included leading a team of 10 finance professionals.
- Develop and maintained standard financial reporting for business unit performance and created KPI metrics to monitor ongoing performance.
- Achieved continued success in positions with increasing levels of responsibility in finance and accounting prior to 1999.
Education
Bachelor of Science - Business Administration
Wayne State University
Detroit, MIMaster of Science - Finance (multiple concentrations)
Walsh College of Accountancy and Finance
Troy, MISkills
- Enterprise risk modeling
- Liquidity reporting
- Risk policy governance
- Regulatory compliance
- Risk assessment
- Risk analytics and stress testing
- Recovery planning
- Process validation
- Operational due diligence
- Financial analysis
- Resource management
- Risk management strategies
- Data visualization techniques
Timeline
Risk Analytics Director
Wells Fargo
03.2020 - Current
Risk Manager- Liquidity Risk
Wells Fargo
10.2017 - 03.2020
Treasury- Capital Risk Management
Wells Fargo
05.2014 - 10.2017
Senior Risk Manager - Finance
Ally Financial
01.2007 - 01.2014
Finance Manager
Flint Group, Inc.
01.2006 - 01.2007
Senior Finance Manager
Proquest Information & Learning
01.1999 - 01.2006
Bachelor of Science - Business Administration
Wayne State University
Master of Science - Finance (multiple concentrations)
Walsh College of Accountancy and Finance
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