Open To Work
Olivia Dorton
Kannapolis
Summary
Dedicated underwriter skilled in risk assessment, coverage analysis, and regulatory compliance. Proven ability to optimize risk placements and enhance underwriting processes to achieve superior service excellence.
Overview
13
13
years of professional experience
Work History
Underwriter
IIABA "BIG I"
Charlotte
04.2025 - Current
- Managed underwriting reviews and submission processes for habitational property risks.
- Oversee evaluation of intake and strategy development for property and casualty submissions.
- Assessed property attributes, occupancy risks, claims histories, and carrier appetites to gauge market alignment.
- Coordinated with agents, brokers, and underwriters to optimize risk placements.
- Advised on underwriting eligibility, coverage structures, pricing strategies, and risk mitigation practices.
- Handled submission workflows while ensuring adherence to quality compliance and service excellence.
- Currently pursuing commercial lines underwriter certification through Big I Advantage.
Commercial Auto Underwriter
LOGROCK
Concord
08.2024 - 04.2025
- Evaluated customer information to determine coverage eligibility.
- Ensured adherence to all relevant state laws governing the sale of commercial auto insurance policies.
- Monitored industry trends related to auto underwriting and made recommendations for policy changes accordingly.
- Collaborated with sales teams to clarify underwriting guidelines.
- Maintained up-to-date knowledge of industry trends and regulations.
- Utilized underwriting software to streamline application processing.
- Reviewed and evaluated commercial automobile insurance applications to determine acceptability of risk.
Personal Risk Specialist
USI
Charlotte
09.2022 - 08.2024
- Evaluated insurance policies for coverage adequacy and identified gaps.
- Monitored industry trends to strengthen risk management frameworks.
- Assisted clients in comprehending risk exposures and proposed suitable solutions.
- Analyzed client risk profiles to design customized coverage options.
- Collaborated with underwriters on specialty and challenging risks.
- Reviewed policy endorsements and coverage structures for precision.
- Cultivated robust client relationships through proactive account servicing.
Agency Sales Manager
State Farm
Harrisburg
07.2019 - 09.2022
- Managed agency operations to ensure compliance with State Farm policies.
- Trained team members on insurance products and sales strategies.
- Developed marketing campaigns to promote agency services and attract clients.
- Analyzed market trends to identify new business opportunities for growth.
- Implemented training programs to enhance staff performance and productivity.
- Oversaw client relationship management to maintain customer satisfaction levels.
Education
Associate of Science - Health Care Administration
ECPI College of Technology
Charlotte, NC02-2011
Skills
- Underwriting software expertise
- Coverage analysis proficiency
- Policy structuring skills
- Risk assessment and mitigation
- Risk evaluation
- Regulatory compliance knowledge
- Financial analysis
- Relationship building acumen
Work Preference
Job Search Status
Open to workWork Type
Full TimeLocation Preference
HybridRemoteSalary Range
$75000/yr - $200000/yrTimeline
Underwriter
IIABA "BIG I"
04.2025 - Current
Commercial Auto Underwriter
LOGROCK
08.2024 - 04.2025
Personal Risk Specialist
USI
09.2022 - 08.2024
Agency Sales Manager
State Farm
07.2019 - 09.2022
Associate of Science - Health Care Administration
ECPI College of Technology