Na’Ji Rose
Charlotte
Overview
4
4
years of professional experience
Work History
Employee Benefits Analyst III
USI Insurance Services
09.2024 - Current
- Led financial analysis for fully insured and self-funded employer groups (100–1,000 lives), delivering strategic insights into claims utilization and cost containment.
- Designed and customized funding models, including IBNR, renewal projections, lag analysis, and contribution strategies, to support client decision-making.
- Conducted market reviews and benchmarking studies to identify plan design opportunities and cost-saving alternatives.
Employee Benefits Analyst II
USI Insurance Services
01.2024 - 09.2024
- Conducted financial and utilization analyses for fully insured and limited self-funded clients (100–250 lives), preparing standard reporting deliverables with minimal customization.
- Developed rate projections, market reviews, contribution models, and benchmark reports to support renewals and strategic planning efforts.
- Served as point of contact with insurance carriers to gather quotes, analyze options, and negotiate rate and benefit terms under senior team guidance.
Employee Benefits Associate Analyst I/II
USI Insurance Services
07.2022 - 01.2024
- Supported less complex to moderately complex client accounts, typically with up to 250 covered lives
- Worked primarily with fully insured clients, while gaining exposure to self-funded plan structures
- Learned and applied internal tools, systems, and processes to deliver accurate analytics
- Assisted in preparing client deliverables, including financial reports and presentation materials
- Developed foundational knowledge of health plan funding, utilization trends, and cost drivers
EDGE Property Tax Intern
Ernst & Young (EY)
06.2021 - 08.2021
- Evaluated and reconciled trust and client account data across multiple systems; identified discrepancies and applied tax knowledge to ensure reporting accuracy.
- Supported multiple engagement teams by balancing concurrent projects, managing documentation workflows, and assisting with tax billing and reconciliation efforts.
- Analyzed bridged financial data to detect and resolve omissions or misclassifications related to assets, income, expenses, and beneficiary allocations.
- Collaborated closely with supervisors and team members to track project progress, share findings, and implement corrective actions aligned with EY’s compliance standards.
Education
Bachelor of Science - Finance; Minor in Management Information Systems
University of North Carolina at Charlotte
Charlotte, NC05.2022
Skills
- Proficient in Excel functions
- Licensed in health and life insurance
- Financial analysis
- Data analysis and visualization
- Benchmarking
Timeline
Employee Benefits Analyst III
USI Insurance Services
09.2024 - Current
Employee Benefits Analyst II
USI Insurance Services
01.2024 - 09.2024
Employee Benefits Associate Analyst I/II
USI Insurance Services
07.2022 - 01.2024
EDGE Property Tax Intern
Ernst & Young (EY)
06.2021 - 08.2021
Bachelor of Science - Finance; Minor in Management Information Systems
University of North Carolina at Charlotte
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