PROFILE
Overview
Work History
Education
Skills
CUST
Accomplishments
Timeline

KATHERINE BAUGHMAN

ZENITH INSURANCE CO.
CHARLOTTE
38
years of professional experience

Workers ’compensation claims supervisor with 30+ years of insurance industry expertise across multiple states (NC, SC, AL, GA, TN, VA, MS, KY, PA, NJ, TX & OK). Proven leader in building independent, ethical, and technically strong adjusters who deliver top-tier customer service. Skilled in strategic claims management, multi-jurisdictional supervision, and fostering client relationships with national accounts.

Work History

WORKERS' COMPENSATION CLAIMS SUPERVISOR

22 Years 9 Months
ZENITH INSURANCE CO. | 01.2004 - Current
  • Supervise and mentor 4-8 WC examiners, balancing guidance for seasoned staff and skill-building for newer adjusters.
  • Conduct file reviews, approve reserves and settlements, and guide investigation/settlement strategies.
  • Coordinate continuing education and training for the department, lead AI testing for system enhancements with focus on claims vision.
  • Liaise with underwriting, marketing, and safety departments to address customer loss trends, RTW programs, and risk mitigation.
  • Lead claims reviews for national accounts, fostering client satisfaction and retention.
  • Develop training plans for young claims professionals both Medical Only and Lost Time Examiner programs.

WC SUPERVISOR - NATIONAL AND INTERNATIONAL ACCOUNTS

3 Years
ROYAL & SUN INSURANCE CO. | 01.2001 - 01.2004
  • Directed 8-10 adjusters handling national & international WC claims; trained, audited reserves, and ensured compliance (including SARBOX, Graham Leach).
  • Managed coverage issues, third-party actions, and Coverage B claims.
  • Selected and contracted vendors for WC department.
  • Played a key role in closing multiple claims offices during U.S. market exit, consolidating teams and workloads.

SENIOR WC CLAIMS HANDLER AND SUPERVISOR

4 Years
GAB ROBINS OF NORTH AMERICA | 01.1997 - 01.2001
  • Promoted to supervisor within 10 months; led adjuster teams for national accounts.
  • Conducted on-site investigations, catastrophic case management, mediations, hearings, and conferences across NC, SC, and TN.
  • Set best practice standards, performed personnel reviews, trained new hires.

CLAIMS REPRESENTATIVE/WC CASE MANAGER

8 Years
LIBERTY MUTUAL INSURANCE CO. | 01.1989 - 01.1997
  • Managed WC claims for national accounts, including TTD/TPD/PPD and death benefits, state form filing, mediations, and settlements.
  • Early career experience included handling commercial and personal P&C claims (auto, homeowners, property, liability, cargo, BI).
  • Leveraged liability expertise to identify and pursue subrogation recoveries.

Education

- Associate in Claims (AIC) Designation

- Adjusters License in NC, SC, GA, AL, TN, VA, MS.

Insurance Institute

Skills

Workers’ Compensation Claims Management
Multi-Line & Multi-Jurisdictional Experience
Coaching
Mentoring & Team Development
Adaptable and Flexible to new concepts
Customer Relationship Management Expert
Strategic Investigation & Settlement Planning
Reserve Auditing & Compliance Reporting
Continuing Education & Training Leadership

CUST

CHARLOTTE, NC 28203 704-576-4918 KATHYBAUGHMAN15@GMAIL.COM

Accomplishments

AI team lead for claims department development.

Timeline

WORKERS' COMPENSATION CLAIMS SUPERVISOR

ZENITH INSURANCE CO.
01.2004 - CurrentRead More

WC SUPERVISOR - NATIONAL AND INTERNATIONAL ACCOUNTS

ROYAL & SUN INSURANCE CO.
01.2001 - 01.2004Read More

SENIOR WC CLAIMS HANDLER AND SUPERVISOR

GAB ROBINS OF NORTH AMERICA
01.1997 - 01.2001Read More

CLAIMS REPRESENTATIVE/WC CASE MANAGER

LIBERTY MUTUAL INSURANCE CO.
01.1989 - 01.1997Read More

from Associate in Claims (AIC) Designation
Read More

Insurance Institute

from Adjusters License in NC, SC, GA, AL, TN, VA, MS.
Read More
KATHERINE BAUGHMAN