Josimar Montalvo
Accountant I
Raleigh,NC
Summary
Financial and Business Analyst with an MBA and 5+ years of experience across fintech, banking, and operations. Proven record in revenue analysis, GAAP-compliant reporting, and executive insights. Bilingual in English and Spanish.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Accountant I
Envestnet, Inc.
Denver, Colorado
09.2024 - Current
- Execute month-end close activities by preparing and posting 100+ journal entries monthly, supporting accurate revenue recognition under GAAP standards.
- Perform monthly revenue and flux analysis, identifying key variances and delivering insights used by leadership for financial decision-making.
- Validate 100% of customer invoices, improving revenue accuracy and ensuring audit-ready financial records.
- Partner cross-functionally with Billing, Accounts Receivable, and business teams to resolve 15+ complex accounting issues per month, improving process efficiency and turnaround time.
Billing Analyst
Envestnet, Inc.
Denver, Colorado
09.2023 - 08.2024
- Streamlined billing and reconciliation workflows, reducing billing errors by 25% and improving reporting efficiency by 30%.
- Maintained and enhanced client pricing and billing matrices, ensuring transparency, consistency, and contract compliance.
- Supported billing variance investigations, contributing to faster issue resolution and improved client satisfaction.
Operations Billing Specialist
Vorto & SF
Denver, Colorado
07.2022 - 08.2023
- Managed full-cycle billing and reconciliations, ensuring accurate invoicing and timely revenue capture.
- Produced weekly and ad hoc financial and operational reports for executive leadership, supporting performance tracking and planning.
- Proactively resolved customer and vendor billing discrepancies, increasing positive feedback scores by 20%.
Logistics Coordinator
Vorto & SF
Denver, Colorado
08.2021 - 06.2022
- Coordinated logistics operations with drivers and customers, achieving a 98% on-time delivery rate.
- Monitored operational KPIs and resolved discrepancies, reducing delivery-related issues by 40%.
Retail Credit Analyst
BBVA
Phoenix, Arizona
08.2019 - 08.2021
- Analyzed personal, auto, and small business loans to assess credit risk and borrower eligibility.
- Prepared credit and risk analysis reports to support underwriting and approval decisions.
Customer Service Representative
PLS Check Cashier
Phoenix, Arizona
04.2019 - 01.2020
- Executed high-volume financial transactions in compliance with federal and state regulations, ensuring accuracy and adherence to internal controls.
- Supported customers with financial services while maintaining accuracy in cash handling.
Education
Master of Business Administration -
University of Colorado - Denver Business School
Denver, CO01.2023
Bachelor of Science - Economics
Universidad del Norte
Barranquilla, Colombia01.2018
Skills
- Financial Analysis & Reporting
- Revenue Recognition (GAAP)
- Month-End Close & JEs
- Variance & Flux Analysis
- Budget Tracking & Forecast Support
- Advanced Excel
- Power BI
- Billing & AR Reconciliation
- Cross-Functional Stakeholder Support
Websites
Certification
Google Project Management Certificate – In Progress
Timeline
Accountant I
Envestnet, Inc.
09.2024 - Current
Billing Analyst
Envestnet, Inc.
09.2023 - 08.2024
Operations Billing Specialist
Vorto & SF
07.2022 - 08.2023
Logistics Coordinator
Vorto & SF
08.2021 - 06.2022
Retail Credit Analyst
BBVA
08.2019 - 08.2021
Customer Service Representative
PLS Check Cashier
04.2019 - 01.2020
Bachelor of Science - Economics
Universidad del Norte
Master of Business Administration -
University of Colorado - Denver Business School