Built an 11-year unlevered cash-flow model in Excel; sized debt to 1.25x DSCR / 12% DY / 65% LTV, which secured a $15.2M senior term sheet (SOFR+275, 24-month IO) in 12 days, funded a $1.1M renovation plan without new equity, and lifted modeled levered IRR by ~120 bps.
Underwrote The Regency with T-12/rent-roll data and market comps, which validated downside coverage at ≥1.25x DSCR, cleared lender credit screens, and allowed the team to proceed with a value-add plan.
Completed a Charlotte submarket comp study (rents, vacancy, absorption) that narrowed rent-growth assumptions by 50 bps and reduced value variance by roughly 3% across scenarios.
Applied IF and XLOOKUP in Excel to automate reliance testing across multiple ERP systems, cut manual test time by 32%, and reduced reviewer notes by 28% through cleaner exception isolation.
Standardized reperformance and evidence in workpapers, which shortened the testing cycle by 3 days and increased first-pass review sign-offs.
Collections Customer Service Representative at Rhode Island Energy | IQor, Charlotte, NCCollections Customer Service Representative at Rhode Island Energy | IQor, Charlotte, NC