Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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James Richardson

Charlotte

Summary

Professional with strong foundation in risk assessment, financial analysis, and decision-making. Skilled in evaluating creditworthiness, analyzing financial statements, and managing risk exposure. Adept at fostering team collaboration and adaptable to changing needs to ensure optimal results. Known for precision, reliability, and delivering impactful outcomes in underwriting.

Overview

7
7
years of professional experience

Work History

Surety Underwriter

Bond Exchange
06.2024 - Current
  • Underwrite transactional and account based new business submissions up to 5MM through financial statement analysis, credit review, and appropriate underwriting guidelines for commercial, contract, probate, and fidelity surety independently and with a team.
  • Generate leads through agent outreach programs and networking
  • Advising agents on specific bond requirements, obligations, applicable statutes, and providing insight on the industries overall position for a given risk through customer service through up to 40 calls a day.
  • Create and interpret daily reports through Microsoft Excel to gauge effectiveness new business strategy and coordinate with regions through meetings to optimize inquiry handling.


Crew Leader/Cashier

Autobell Car Wash
10.2022 - 05.2024
  • Used great people skills to interact with customers to provide information and facilitate sales. Effectively lead employees' operations. In-depth customer service to go above and beyond while implementing interpersonal skills. Applied time management to complete tasks promptly.

Operations Coordinator

Ponders
04.2023 - 08.2023
  • Handled management of project resources and scheduling. Responsible for keeping projects on track. Honed soft skills to foster a collaborative environment for peers and potential clients to grow.

Porter

Capital Ford of Charlotte
01.2022 - 10.2022
  • Assisted customers, relocated vehicles and assisted all branches of service.

Crew Leader/Cashier

Autobell Car Wash
10.2020 - 01.2022
  • Used great people skills to interact with customers to provide information and facilitate sales. Effectively lead employees' operations. In-depth customer service to go above and beyond while implementing interpersonal skills. Applied time management to complete tasks promptly.

Seasonal Lifeguard

Aquatech Pool Management
04.2018 - 08.2019
  • Oversaw pool operations, officiated patrons and maintained sitewide resources.

Education

Bachelor's degree - Finance

UNC Charlotte
Charlotte, NC
05.2024

Skills

  • Risk assessment
  • Analyzing data
  • Time management
  • Revenue generation
  • Coverage determination
  • Underwriting guidelines
  • Interpersonal skills
  • Customer service
  • Credit analysis
  • Client services
  • Microsoft Excel
  • Networking
  • Leadership
  • Surety Bonds
  • Teamwork
  • Microsoft Office

Accomplishments

  • Processed up to 25 surety applications for all types of bonds daily.
  • Collaborated with team of 6 in the development of automated underwriting systems.
  • Completed test 4 of 5 for the A.F.S.B designation
  • Managed and serviced bonding lines up to $5MM.
  • Assisted agents through 40 phone calls a day.

Timeline

Surety Underwriter

Bond Exchange
06.2024 - Current

Operations Coordinator

Ponders
04.2023 - 08.2023

Crew Leader/Cashier

Autobell Car Wash
10.2022 - 05.2024

Porter

Capital Ford of Charlotte
01.2022 - 10.2022

Crew Leader/Cashier

Autobell Car Wash
10.2020 - 01.2022

Seasonal Lifeguard

Aquatech Pool Management
04.2018 - 08.2019

Bachelor's degree - Finance

UNC Charlotte

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