Ashley Cline
Hickory
Summary
Detail-oriented compliance and financial crimes analyst specializing in AML and fraud detection. Proficient in analyzing extensive transaction data to identify risks and ensure adherence to regulatory standards. Experienced in drafting suspicious activity reports and collaborating with compliance teams to improve due diligence processes.
Overview
7
7
years of professional experience
Work History
Transaction Analyst
eBay
Austin
09.2025 - Current
- Monitor and analyze large volumes of customer transactions to identify unusual or suspicious activity
- Investigate potential cases of fraud, money laundering, account takeover, or other high-risk behaviors on the platform.
- Escalate and report cases that meet defined thresholds, providing detailed documentation and analysis.
- Work closely with Enhanced Due Diligence (EDD) and Risk teams to support investigations and escalations.
- Apply a structured framework to assess transaction patterns and identify emerging risks.
- Stay current with fraud trends in e-commerce and propose process improvements.
- Ensure compliance with eBay policies, regulatory requirements, and industry best practices.
Compliance Analyst
American Express
Boston
05.2023 - 08.2025
- Conduct sanctions and PEP screening using Bridger Insight.
- Perform enhanced due diligence with LexisNexis, Dow Jones, and open-source data.
- Collaborate with compliance teams to ensure adherence to regulatory requirements.
- Analyze financial transactions for red flags and escalate findings for review.
Fraud Representative
Bread Financial
Columbus
11.2022 - 05.2023
- Escalated high-risk accounts to the Fraud Investigations Team.
- Investigated pending and posted transactions for fraud and account takeovers.
- Provided customer support while verifying legitimacy of suspicious activity.
- Monitored and documented consumer transactions with accuracy.
Financial Crimes Specialist
Wells Fargo
Charlotte
01.2022 - 09.2022
- Drafted 20+ Suspicious Activity Reports (SARs) monthly in compliance with BSA regulations.
- Investigated wire transfers and transactions for signs of money laundering and fraud.
- Reviewed AML alerts, conducted research, and determined escalation requirements.
- Leveraged LexisNexis and public records to support investigations.
Night Auditor
Fairfield Inn & Suites
Boone
12.2020 - 02.2022
- Managed nightly financial reconciliations and reporting.
- Delivered guest services and resolved overnight issues professionally.
Night Auditor
Meadowbrook Inn
Blowing Rock
03.2019 - 07.2020
- Prepared daily reports for accuracy and completeness.
- Handled guest concerns and ensured smooth overnight operations.
Education
Bachelor of Science - Criminal Justice
Appalachian State University
Boone, NCSkills
- Fraud investigation
- Due diligence
- PEP screening
- Activity reporting
- Transaction monitoring
- Regulatory compliance
- Investigation tools
- Microsoft Office Suite
- Customer communication
- Fraud risk assessment
Timeline
Transaction Analyst
eBay
09.2025 - Current
Compliance Analyst
American Express
05.2023 - 08.2025
Fraud Representative
Bread Financial
11.2022 - 05.2023
Financial Crimes Specialist
Wells Fargo
01.2022 - 09.2022
Night Auditor
Fairfield Inn & Suites
12.2020 - 02.2022
Night Auditor
Meadowbrook Inn
03.2019 - 07.2020
Bachelor of Science - Criminal Justice
Appalachian State University