Arlesia Royal
Charlotte,NC
Summary
My objective is to obtain a position within the financial industry in which I can apply 21 plus years of experience in banking, real estate, and financial counseling.
Overview
21
21
years of professional experience
1
1
Certification
Work History
FHA & Certified Residential Appraiser
A.Royal Appraisals
03.2003 - Current
- Owner and operator of Real Estate Appraisal company
- Provide Financial Reporting and Cost Analysis
- Experience with providing opinion of value for Single Family residential homes, multi family, townhomes, condominiums, relocation properties, appraisal reviews, mobile homes, acreage, lake front properties and bank owned homes
- Experience with calculating Income to Debt Ratios.
Realtor
Lifestyle International Realty
06.2014 - Current
- Coordinated various aspects of real estate transactions such as inspections, appraisals, and financing arrangements, minimizing delays and challenges for clients.
- Built lasting relationships with clients through excellent communication, personalized service, and dedication to their needs.
- Developed strong knowledge of local market conditions, allowing for accurate pricing strategies and targeted marketing efforts.
- Enhanced client satisfaction with diligent follow-up after closing, ensuring a positive experience overall.
Fraud Analyst
Wells Fargo
01.2023 - 01.2024
- Evaluated customer data to identify and prevent fraudulent activities.
- Analyzed large amounts of data to find patterns of fraud and anomalies.
- Performed risk assessments to determine level of fraud risk and prioritize investigations.
- Tracked fraud cases and monitored trends to develop strategies for prevention.
- Conducted thorough investigations on suspicious cases, ensuring timely resolution and minimizing financial impact.
Delivery Driver
Amazon
02.2022 - 01.2023
- Delivered packages to customer doorsteps and business offices.
- Completed on-time deliveries by choosing best and most efficient routes.
- Improved customer satisfaction by ensuring timely and accurate deliveries of products.
- Read maps, followed oral, and written instructions and used GPS technology to make deliveries.
Home Save Counselor
Naca
03.2010 - 01.2011
- Personal counseling, Budget Analyst, and Financial Analyst
- Traditional Loss Mitigation Work outs; assisted members with understanding rates, terms and conditions of loan work out presented
- Calculated interest rates, percent ratios for Fannie Mae, FHA, Freddie Mac and private investors
- Answer incoming phone calls.
Benefits Investigator
Amerisource Bergan
02.2009 - 01.2010
- Verified benefits for patients with Chrons disease by calling Medicaid, Aetna, Blue Cross Blue Shield and Cigna and private insurance companies
- Filled out forms according to each insurers level of coverage for specialty drug
- Updated the system
- Performed with high expectations
- Processed billing statements.
Land Inspector
NRLL Land Acquisition
01.2006 - 01.2009
- Inspected and located properties for the purpose of making decisions for land purchases from tax sales.
Appraiser Trainee
John R. Eski Appraisals Services
01.2003 - 01.2006
- Prepared reports and inspected properties as an appraiser trainee.
Loss Mitigation/Closer
Bank of America
01.2003 - 01.2005
- Prepared files for closings by drawing the package from start to finish
- Sent the package to attorney office for bank closing
- Gathered taxes and insurance
- Wired funds and issued funding numbers for final closing on borrowers homes.
Education
Completed course work in general studies - General Studies
Harrisburg Area College
Certification
Real Estate Appraiser
Real Estate Broker
Timeline
Fraud Analyst
Wells Fargo
01.2023 - 01.2024
Delivery Driver
Amazon
02.2022 - 01.2023
Realtor
Lifestyle International Realty
06.2014 - Current
Home Save Counselor
Naca
03.2010 - 01.2011
Benefits Investigator
Amerisource Bergan
02.2009 - 01.2010
Land Inspector
NRLL Land Acquisition
01.2006 - 01.2009
FHA & Certified Residential Appraiser
A.Royal Appraisals
03.2003 - Current
Appraiser Trainee
John R. Eski Appraisals Services
01.2003 - 01.2006
Loss Mitigation/Closer
Bank of America
01.2003 - 01.2005
Completed course work in general studies - General Studies
Harrisburg Area College
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