Accomplished risk professional with a diverse range of risk management, adept in risk and control procedures, strategies and enhancing business processes. Spearheaded high-priority initiatives, significantly improving control effectiveness through conducting assessments and testing. Renowned for exceptional leadership, communication skills, driving continuous improvement and team development. Areas of expertise
Extensive experience in Risk and Control Self-Assessments (RCSA) leadership and facilitation.
Risk and control oversight.
Analytical and critical thinking.
Developing solutions to business challenges and ways to raise standards.
Strong organizational and multi-tasking skills.
Mentoring, talent and performance management.
Overview
13
13
years of professional experience
Work History
Risk Manager (Business Risk and Internal Controls)
Capital One
04.2025 - Current
Manages risk and control inventories within Corporate Risk Management.
Ensures Enterprise Risk Management controls meet requirements within control standards.
Assesses design of control effectiveness and performance.
Facilitates Risk and Control Self-Assessments (RCSA) for Corporate Risk Management.
Provides Subject Matter Expert (SME) guidance across Corporate Risk Management.
Identifies and manages control gaps and areas of improvements across the Enterprise.
Manages Business Risk and Internal controls shared mailbox.
Reviews issue closure evidence and provide challenge to ensure risk is properly mitigated.
Provides Enterprise-Wide support with all risk programs.
Executive Director
Wells Fargo
10.2019 - 04.2025
Managed a team that provided SME guidance for Operational Risk across the Enterprise.
Managed Enterprise Information Management, Privacy and Financial Crimes controls.
Ensured controls met requirements within framework.
Identified control gaps and developed action plans to remediate gaps.
Partner with stakeholders on control standards.
Led Risk and Control Self-Assessment (RCSA).
Facilitated control design and effectiveness assessments.
Reviewed end to end processes for First-Line of Defense.
Assessed effectiveness of First-Line policies and procedures.
Provided reporting on emerging trends or issues to Stakeholders
Developed and delivered risk program trainings.
Vice President
Wells Fargo
07.2018 - 10.2019
Developed and managed standard operating procedures within Enterprise Content Manager.
Developed, published and socialized Data Management Risk Escalation Guidelines.
Lead for developing and socializing Data Management Risk related trainings and communications.
Managed board level milestones.
Developed Data Management Risk Control Framework.
Created and tested Data Management Risk related controls.
Identified control gaps and assisted with remediation plans.
Facilitated escalation reviews with Key Stakeholders for Data Management Risk.
Led root cause analysis on behalf of Enterprise.
Conducted governance assessments to ensure compliance within Enterprise.
Responsible for maturing data governance skill sets across Enterprise.
Operational Risk Consultant Assistant Vice President
Wells Fargo
01.2015 - 07.2018
Developed on-boarding training for Card and Retail Services and Personal Lending Group testing team.
Created supplemental supporting documents to be used as best practices.
Developed learning framework for new hires to reference for training and resources.
Developed and maintained internal testing procedures.
Project Manager for implementation of new Testing and Validation Standards.
Developed and maintained Testing Manager Quick Reference Guides.
Created Enterprise-Wide related controls.
Tested Cards and Retail Services and Personal Lending Group related controls.
Responsible for monitoring issue escalations, past due reviews.
Lead liaison for vendor management.
Operational Risk Consultant Assistant Vice President
Wells Fargo Home Mortgage
10.2012 - 01.2015
Led Enterprise initiative for control assessments.
<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.
Executive Director, Head: APAC Payments Business Risk & Controls, Global Payments Utilities Risk & Controls at JP Morgan Services India Private LimitedExecutive Director, Head: APAC Payments Business Risk & Controls, Global Payments Utilities Risk & Controls at JP Morgan Services India Private Limited
Clinical Risk Manager and Patient Safety Officer at Columbia Memorial HospitalClinical Risk Manager and Patient Safety Officer at Columbia Memorial Hospital