ALPHA BAH
Charlotte
Summary
Developed a passion for finance and accounting where experience and proven analytical skills can be utilized to improve efficiency, safeguard assets, manage risk, improve systems & controls, and deliver great client service for corporate institutions. Guided with the principles of GAAP coupled with utilizing verse experience in the improvement of business processes for financial institutions.
Overview
10
10
years of professional experience
Work History
Senior Accounting Analyst
Nissan Group of North America
02.2024 - Current
- Perform advanced and specialized accounting assignments for sales finance and reporting operations. Review periodic reports such as financial statements, audit reports, management, government, tax, and budget reports.
- Ensure processes are optimized and documented to improve and adhere to internal control policies. Review and provide variance analysis of accounts as needed by management. Compile daily and monthly reconciliations of production and related numbers.
- Management of daily accounting operations and handling all aspects of general ledger. Preparation of monthly journal entries and Balance Sheet Account reconciliations. Analyze processing errors, identify appropriate support, and coordinate data updates to ensure inventory accuracy.
- Review and approve related journal entries and account reconciliations for accuracy. Direct liaison with internal and external auditors for all audit engagements.
Accounting Manager/Senior Accountant
Kipu Health, LLC
04.2022 - 01.2024
- Reconciling account balances, maintaining general ledger, and preparing month-end closing procedures. GAAP financial reporting which requires the combination of excellent analytical skills with a thorough knowledge of accounting principles to analyze financial reports and forecasts.
- Process sales tax VDAs as well as monthly, quarterly, and annual filings of sales tax returns in all the states that the entities have been registered to collect, file and remit sales tax liabilities.
- Collaborate and/or manage a team of Accountants and Junior Accountants. Ensure accuracy and effectiveness in all our accounting tasks. Also, play a vital part in the company's financial management which includes all account reconciliations and reporting to necessary parties.
- Create and analyze liability, asset, and capital accounts by compiling electronic data and required documentation. Summarize and prepare financial status and transactions reports, including a profit and loss statement, and other necessary reports.
- Comply with all federal, state, and local protocols including legal requirements, and interpret new and existing legislation. Create a Standard Operating Procedure (SOP) manual for accounting policy and regulations and roll out reconciliation procedures.
Accounting Manager
Reef Technology
10.2020 - 12.2021
- Fully committed to ensure that month-end, quarter-end, and year-end statements such as posting journal entries in the general ledger (Navision/Business Central), income statement and balance sheet and reviewing the impact of journal entries in financial statements are reported accurately.
- Process the self-insured insurance policies including General Liability, Auto Liability, Garage Keepers Legal Liability, Workers Compensation, and the Accrued Health Insurance Claims monthly.
- Calculate REEF’s Incurred but not Reported (IBNR) insurance reserve accruals as well as the Incurred but not Paid (IBNP) insurance reserves accruals throughout the year to accrue adequate reserves for future insurance claims.
- Review the collections and evaluation of claims information thus loss run files to report losses for the necessary monthly insurance accruals.
- Calculate, analyze the insurance premium adjustments in Navision/Business Central as well as assist with insurance audit request from Deloitte.
- In charge of collaborating with REEF’s insurance carriers, third party administrator and insurance brokers to provide accurate loss run files to calculate insurance reserves.
- Constantly working with AON Risk Solutions contracted to assist with providing REEF a comprehensive analysis of insurance reserves liabilities and true-up journal entries to the accrual reserves.
- Evaluate and report monthly trends in cost vs charge outs for accurate insurance expenses for the company. Asset management process that includes optimizing the performance of company assets.
- Prepare the monthly reserves, evaluate claims, and process insurance accruals including the month-end reserves and coordinate with entities controllers to book insurance accruals in their financials.
- Process the balance sheet reconciliations for all the insurance liability accounts to reconcile with the general ledger balances, and book top-side adjustments when necessary.
- Post the adjusting journal entries for the reserves as well as the accruals. I also process and conduct with utmost accuracy the month-end close with a great sense of diligence & efficiency and report to management.
- Improve the insurance process by using the best practices and most effective & efficient strategies of financial reporting.
- Created a procedural document that outlines the entire insurance process and process improvements strategies while I assist up to three (3) staff accountants to allocate claims, book accruals and reconcile balances.
- Processed and allocated revenue generated and reviewed the revenue results with the parking business as well as kitchens business.
- Processed accounts payable and reviewed invoices uploaded, and payments processed through AVID for both the parking and kitchens business.
Regional Insurance Accountant IV
Truist Insurance Holdings, LLC
07.2016 - 10.2020
- Participated in STAT reporting and responded to audit requests for financial statements. Responsible for month-end, quarter-end, and year-end close such as posting journal entries in the general ledger, income statements and balance sheet and reviewing entries in the financial statements for accurate reporting.
- Reviewed, processed, and posted life insurance such as policy loans/97, property, and casualty (P&C) and employee benefits (EB) insurance commission checks payments for policies in the consolidated bank account, and reviewed the commission and fees generated from the insurance accounts.
- Post monthly journal entries such as bank transfers, expenses, incomes, fees, title agencies transactions, forgivable loan amortization, and imputed interest etc. I also queue multiple reports especially shared revenue transfers, record monthly shared revenue journal entries and review shared revenue agreements.
- Set up prepaid expense amortization schedules, reviewed and processed fees paid, income and transfers. Processed forgivable loan schedules, amortization, and imputed interest for top sales employees of the insurance agencies.
- Prepare accounting procedures for month-end journal entries as well as complete all month-end journal entries. Also prepare, review, and complete the insurance holdings monthly reconciliation such as the investments are subs, capital, assets, and liabilities accounts.
- Most importantly, my responsibilities have expanded beyond making sure that the Trial Balance; Income Statement & Balance Sheet is accurate and reflects the true position of the Insurance.
- Some of the accounting software used were SAP, Cash Manager Online (CMOL), Sagitta, Share Point, Business Intelligence (BI), T-Reconciliation, Hyperion, SmartView etc.
Accounting Technician
Truist Insurance Holdings, LLC
03.2016 - 07.2016
- Processed all commission accounts receivable and all commission accounts payable reconciliations and variance analysis for insurance carriers.
- Match commission received from an insurance carrier to the receivable due from that carrier and post the commission match to Sagitta which is software used for insurance processing.
- Match statement for items due to carriers to outstanding payable to issue checks to carrier.
- Assist with research in the difference between the total statement commission received from the carrier and the amount posted for the carrier to determine if service fee was charged and if all policies on the statement are posted.
- Set up EFT if needed for payments and receipts from carriers, pull online statement, and combine statement carrier in different divisions using established procedures.
- Posted lock box check payments such as assisting with posting payments until transitioned to offshore.
Operations Analyst
Credit Suisse
07.2015 - 01.2016
- Processed Initial Margin Requirements for all securities and cash as collateral accounts for clients daily. Consolidated the files to process over 500 securities and cash as collateral accounts required for trade daily.
- Advised management with all securities and cash as collateral that settles/fails at the exchange daily. Fixed breaks, process collateral coupons, and cash interest payments for all accounts of a major client often.
- Investigated collateral/securities in Futures and OTC markets as well as cash as collateral accounts. Also, investigated client individual statements to provide accurate initial margin requirement daily.
- After reviewing the Bank Breaks, Collateral Breaks, Call Non-Receipts files, fixed all breaks required. From the start of the collateral management process, investigated and documented all the process flow of the collateral, and documented the flow up to the final stage of the process before statements are updated.
- Identified the areas/functions of the collateral process where optimization can be applied, and efficiency and effectiveness of the process can be improved using numerous techniques by collaborating with other teams.
- Communicated effectively with the back office and stakeholders of our client to better serve the client’s interest throughout the collateral management process through conference calls and emails when necessary.
- Worked on special projects assigned by my supervisors and managers such as creating new systems of monitoring and safeguarding assets and collateral to minimize breaks and maximize gains.
- With client request, provide collateral statements for different dates and collateral that may be in question and that may be in dispute by client, and conduct queries required to investigate disputes necessary.
Education
Bachelor of Business Administration - Major: Accounting, Minor: Finance
North Carolina Central University
Durham, North CarolinaSkills
- Microsoft Excel-VLOOKUP, Pivot Tables, What-If-Analysis, Average, Sum, Count Formulas
- Macro-Excel -Mapping Tables, Consolidation Tables, Formula Tables, Exporting Data, Importing Data
Timeline
Senior Accounting Analyst
Nissan Group of North America
02.2024 - Current
Accounting Manager/Senior Accountant
Kipu Health, LLC
04.2022 - 01.2024
Accounting Manager
Reef Technology
10.2020 - 12.2021
Regional Insurance Accountant IV
Truist Insurance Holdings, LLC
07.2016 - 10.2020
Accounting Technician
Truist Insurance Holdings, LLC
03.2016 - 07.2016
Operations Analyst
Credit Suisse
07.2015 - 01.2016
Bachelor of Business Administration - Major: Accounting, Minor: Finance
North Carolina Central University
BACKGROUND
With over ten (10) years of experience in the financial services industry. Focused on Accounting and Finance with enormous GAAP and STAT reporting, SAP, Navision/Business Central, Oracle NetSuite, QuickBooks, Hyperion, SmartView, Blackline, Rate Case and General Ledger experience.
COMPETENCIES/SOFTWARES
- Financial Reporting
- QuickBooks
- MS Office
- Journal Entries Process
- Hyperion
- Confluence
- Blackline
- Tax Returns
- Jira
- Audit & Assurance Services
- Navision/Business Central
- Project Management
- Oracle NetSuite
- SAP S/4HANA
- AvaTax
- Balance Sheet Reconciliations
- Salesforce
- SmartView